Susan Worthington ACSI

International Financial Adviser | Supporting British Expats in the Balearic Islands

With over 45 years of experience in financial advice, Susan Worthington helps clients navigate their financial lives with greater clarity and confidence.

Experience you can trust

Susan specialises in financial planning for British expatriates, including Spanish-compliant investments, pensions and estate planning. She also has considerable experience helping clients navigate the financial considerations involved in moving to Spain or returning to the UK.

Susan particularly values building lasting relationships with her clients. She continues to advise people who have trusted her for decades, while welcoming new clients whose financial circumstances, priorities and plans for the future may be changing.

Her approach is built around understanding each client’s individual objectives and providing ongoing advice as their needs evolve.

Download the Spanish Tax Guide Articles

A long-standing connection to the Balearics

Since moving to Menorca in 1995 and Mallorca in 1999, Susan has become an active member of the local community. In 2004, she founded LACE (Ladies Alliance of Communication and Enterprise), a women’s business networking group in Mallorca which ran for 10 years.

Her community involvement has also included long-standing participation in Rotary, where she became the first female member and President of Rotary Club International Calvia. She continues to contribute through voluntary auditing roles.

Susan’s community involvement extends to education and youth development. She is also a judge and sponsor with the Inter School Debates Association, supporting opportunities for young people to develop their communication, critical thinking and debating skills.

Outside work, Susan enjoys travelling, live music, rugby, walking and good food.

Let’s talk about your financial future

Whether you are already living in Spain, considering a move, or planning a return to the UK, Susan welcomes the opportunity to discuss your financial planning needs.

How I can help? Contact Susan for an initial, confidential conversation.

Planning your finances when moving to Spain.
Reviewing pension arrangements and retirement income.
Understanding investment options suitable for Spanish residents.
Planning for the transfer of wealth and estate considerations.

If you wish to contact Susan for a private and confidential chat, please contact on:

Email: susan.worthington@spectrum-ifa.com or Telephone: +34 670 308987